What happens to my money if the agency closes?

If funds are in independent escrow, they remain yours under the escrow agreement and are released on the contract schedule or returned, regardless of what happens to the agency. If the agency held the funds, you become a creditor. Families of two agencies that closed in 2025 and 2026 learned the difference. Our escrow agreement and contract both state what happens if PLS ceases operations [CONFIRM language with counsel].