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Learn about surrogacy, one honest answer at a time.
Guides written by a fertility nurse, a physician and case managers who were surrogates. Every guide opens with the short answer.
Intended parents: process
15 guides- How does surrogacy work? The gestational surrogacy process, step by step In progress
- What is gestational surrogacy? In progress
- What happens at a surrogacy consultation, and what does signing with an agency involve? In progress
- How long does surrogacy take from signing to birth? In progress
- What does it mean to be matched with a surrogate? In progress
- What is in a gestational carrier agreement, and who writes it? In progress
- How is a gestational surrogate medically screened? In progress
- How does IVF work with a surrogate, and what happens at embryo transfer? In progress
- What happens during a surrogacy pregnancy, milestone by milestone? In progress
- What is a surrogacy birth plan and what should it include? In progress
- What happens at the hospital when your surrogate delivers? In progress
- What is a pre-birth order and how do intended parents get one? In progress
- How do you bring your baby home after a surrogacy birth? In progress
- How does a sibling surrogacy journey work? In progress
- How does cycle management work when you bring your own surrogate? In progress
Intended parents: cost
18 guides- How much does surrogacy cost? An itemized breakdown In progress
- What is a surrogacy agency fee, and what is a fair one?
- What does the Private Label Surrogacy program fee cover?
- How much does a surrogate cost intended parents?
- What are the third-party costs in surrogacy, and who gets paid?
- How much does IVF cost when you use a surrogate?
- How does health insurance work for the surrogate and the newborn?
- How much does surrogacy cost with insurance versus without it?
- How does the cost of surrogacy compare with adoption?
- What is the average cost of surrogacy in the United States?
- How do people pay for surrogacy? Loans, financing and timing
- What surrogacy grants exist, and how do you apply?
- How do employer surrogacy benefits like Carrot, Progyny and Maven work?
- Is surrogacy tax deductible? What intended parents can and cannot claim
- How much does surrogacy cost in Illinois?
- What happens to your money if the surrogacy journey fails?
- What is a surrogacy agency's refund and rematch policy, and what is PLS's?
- Fixed-price or variable surrogacy: which costs less, and what is guaranteed?
Intended parents: escrow and money safety
7 guides- What is surrogacy escrow, and why does it matter who holds your money? In progress
- How does independent surrogacy escrow work, step by step? In progress
- How do you verify that your surrogacy escrow balance is real? In progress
- What happened at Surro Connections, and what does it mean for intended parents? In progress
- What happened at SEAM, and how does a surrogacy escrow company fail? In progress
- What are the financial red flags of a surrogacy agency? In progress
- What money questions should you ask a surrogacy agency before signing? In progress
Intended parents: choosing an agency
10 guides- How do you choose a surrogacy agency? In progress
- What questions should you ask a surrogacy agency? In progress
- Agency surrogacy or independent surrogacy: what is the difference? In progress
- Boutique surrogacy agency or large agency: which is right for you? In progress
- What does 'nurse-led surrogacy agency' mean, and why does it matter? In progress
- What does physician review of a surrogate's medical records mean? In progress
- What is SEEDS, and what does membership mean for a surrogacy agency? In progress
- How long does it take to match with a surrogate, and how is wait time defined? In progress
- What are surrogacy success rates, and how should they be defined? In progress
- Are surrogacy agencies regulated, and does licensing exist? In progress
Intended parents: matching and relationship
8 guides- How does surrogate matching work? In progress
- What do surrogates look for in intended parents? In progress
- What happens at a surrogacy match meeting, and what should you ask? In progress
- How often should intended parents communicate with their surrogate? In progress
- What boundaries should intended parents and surrogates set? In progress
- Should you invite your surrogate to your baby shower? In progress
- How do you tell family and friends you are having a baby through surrogacy? In progress
- What is the relationship with your surrogate like after the birth? In progress
Intended parents: medical and risks
7 guides- What does embryo quality mean for a surrogacy transfer? In progress
- Should you do PGT-A testing on embryos before a surrogacy transfer? In progress
- Should you transfer one embryo or two to your surrogate? In progress
- What happens if your surrogate is carrying twins? In progress
- What happens after a failed transfer or miscarriage in surrogacy? In progress
- What do termination and selective reduction clauses in a surrogacy contract mean? In progress
- What do vaccine and COVID clauses in a surrogacy contract cover? In progress
Surrogates: become a surrogate
1 guidesSurrogates: requirements
21 guides- What are the requirements to become a surrogate? In progress
- What disqualifies you from being a surrogate? In progress
- How old do you have to be to be a surrogate? In progress
- What is the BMI requirement to be a surrogate? In progress
- Can you be a surrogate if you have never had a baby? In progress
- Do you have to be a US citizen to be a surrogate? In progress
- Can you be a surrogate if you receive government assistance? In progress
- Can you be a surrogate if you take antidepressants? In progress
- Can you be a surrogate if your tubes are tied? In progress
- Can you be a surrogate if you have had a C-section? In progress
- Can you be a surrogate over 40? In progress
- Can you be a surrogate while breastfeeding? In progress
- Can you be a surrogate with an IUD? In progress
- How soon after giving birth can you become a surrogate? In progress
- Can you be a surrogate if you have tattoos? In progress
- Can you be a surrogate if you smoke weed? In progress
- Which states can you be a surrogate in? In progress
- Can you be a surrogate if you are single? In progress
- Can you be a surrogate if you have had a miscarriage? In progress
- Can you be a surrogate if you had pregnancy complications? In progress
- How do you become a surrogate for a friend or family member? In progress
Surrogates: compensation
15 guides- How much do surrogates get paid? In progress
- What is surrogate base compensation? In progress
- How and when do surrogates get paid? In progress
- What benefits and allowances do surrogates receive? In progress
- Do surrogates get paid for lost wages? In progress
- Do surrogates get paid more for twins? In progress
- Do surrogates get paid extra for a C-section? In progress
- Do surrogates get paid for bed rest? In progress
- Do surrogates get health insurance and life insurance? In progress
- Is surrogate compensation taxable? In progress
- Do surrogates get paid if they miscarry? In progress
- How much do experienced surrogates get paid? In progress
- Do independent surrogates get paid more than agency surrogates? In progress
- Surrogate compensation calculator In progress
- What happens if the intended parents stop paying a surrogate? In progress
Surrogates: process
18 guides- What is the surrogacy process for a surrogate, step by step? In progress
- Apply to become a surrogate In progress
- What happens in the surrogate intake interview? In progress
- Why does a physician review your records before you become a surrogate? In progress
- What is the surrogate psychological evaluation like? In progress
- What does the surrogate background check cover? In progress
- Does my insurance cover surrogacy as a surrogate? The insurance review In progress
- How are surrogates matched with intended parents? In progress
- Do surrogates need their own lawyer, and what is in the contract? In progress
- What happens at the surrogate medical screening? In progress
- What medications do surrogates take? In progress
- What is a mock cycle for a surrogate? In progress
- What happens on embryo transfer day for a surrogate? In progress
- When does a surrogate take a pregnancy test after transfer? In progress
- When is a surrogate released to her own OB? In progress
- What happens at the hospital when a surrogate gives birth? In progress
- What is postpartum like for a surrogate, and do surrogates pump? In progress
- How long does it take to become a surrogate? In progress
Surrogates: support and health
9 guides- What support do surrogates get, and who provides it? In progress
- What nutrition support do surrogates get? In progress
- What mental health support do surrogates get? In progress
- What does your partner have to do if you become a surrogate? In progress
- How do you tell your children and your employer that you are a surrogate? In progress
- Do surrogates have to travel, and who pays for it? In progress
- What happens to a surrogate if her agency goes out of business? In progress
- Can you be a surrogate more than once? In progress
- How does the PLS surrogate referral program work? In progress
Illinois and Chicago hub
14 guides- Surrogacy in Illinois: how it works in 2026
- Surrogacy agency in Chicago: what to expect from Private Label Surrogacy
- Surrogacy agency near me: Private Label Surrogacy in Northbrook, Illinois
- Surrogacy agency for Chicago's North Shore and western suburbs
- Surrogacy agency for Naperville, Illinois
- Surrogacy agency for Schaumburg and the northwest suburbs
- Illinois surrogacy law: what the Gestational Surrogacy Act requires
- Is surrogacy legal in Illinois?
- What the Equality for Every Family Act changed for Illinois surrogacy
- How does an Illinois pre-birth parentage order work?
- How much do surrogates get paid in Illinois?
- How to become a surrogate in Illinois
- Which Illinois fertility clinics does Private Label Surrogacy work with?
- Egg donation in Illinois: how it works for parents and donors
State surrogacy and surrogate pay
40 guides- Surrogacy in Wisconsin: is it legal and how does parentage work? In progress
- How much do surrogates get paid in Wisconsin? In progress
- Surrogacy in Indiana: is it legal and how does parentage work? In progress
- How much do surrogates get paid in Indiana? In progress
- Surrogacy in Michigan: is it legal and how does parentage work? In progress
- How much do surrogates get paid in Michigan? In progress
- Surrogacy in Ohio: is it legal and how does parentage work? In progress
- How much do surrogates get paid in Ohio? In progress
- Surrogacy in Minnesota: is it legal and how does parentage work? In progress
- How much do surrogates get paid in Minnesota? In progress
- Surrogacy in Missouri: is it legal and how does parentage work? In progress
- How much do surrogates get paid in Missouri? In progress
- Surrogacy in Iowa: is it legal and how does parentage work? In progress
- How much do surrogates get paid in Iowa? In progress
- Surrogacy in Texas: is it legal and how does parentage work? In progress
- How much do surrogates get paid in Texas? In progress
- Surrogacy in Florida: is it legal and how does parentage work? In progress
- How much do surrogates get paid in Florida? In progress
- Surrogacy in California: is it legal and how does parentage work? In progress
- How much do surrogates get paid in California? In progress
- Surrogacy in Georgia: is it legal and how does parentage work? In progress
- How much do surrogates get paid in Georgia? In progress
- Surrogacy in Colorado: is it legal and how does parentage work? In progress
- How much do surrogates get paid in Colorado? In progress
- Surrogacy in Pennsylvania: is it legal and how does parentage work? In progress
- How much do surrogates get paid in Pennsylvania? In progress
- Surrogacy in New Jersey: is it legal and how does parentage work? In progress
- How much do surrogates get paid in New Jersey? In progress
- Surrogacy in New York: is it legal and how does parentage work? In progress
- How much do surrogates get paid in New York? In progress
- Surrogacy in North Carolina: is it legal and how does parentage work? In progress
- How much do surrogates get paid in North Carolina? In progress
- Surrogacy in Tennessee: is it legal and how does parentage work? In progress
- How much do surrogates get paid in Tennessee? In progress
- Surrogacy in Washington: is it legal and how does parentage work? In progress
- How much do surrogates get paid in Washington? In progress
- Surrogacy in Oregon: is it legal and how does parentage work? In progress
- How much do surrogates get paid in Oregon? In progress
- Surrogacy in Arizona: is it legal and how does parentage work? In progress
- Surrogacy in Nevada: is it legal and how does parentage work? In progress
Law and policy
5 guides- Surrogacy laws by state: where compensated surrogacy is legal in 2026 In progress
- States where surrogacy is restricted or banned In progress
- Pre-birth vs post-birth parentage order: what is the difference? In progress
- What the August 2026 federal executive order means for surrogacy In progress
- New York surrogacy agency licensing: what it requires and why it matters In progress
Comparison and selection
10 guides- Illinois surrogacy agencies compared: fees, surrogate pay, escrow and model (2026) In progress
- Best surrogacy agencies in Illinois and Chicago: an honest list and how to judge it In progress
- Boutique vs national surrogacy agency: what actually differs In progress
- Private Label Surrogacy vs ConceiveAbilities: fees, surrogate pay, escrow and model In progress
- Private Label Surrogacy vs Family Source Consultants: fees, surrogate pay, escrow and model In progress
- Private Label Surrogacy vs Golden Surrogacy: fees, surrogate pay, escrow and model In progress
- Private Label Surrogacy vs Circle Surrogacy: fees, surrogate pay, escrow and model In progress
- Surrogacy agency vs a clinic-run surrogacy program In progress
- Surrogacy agency vs a matching platform like Nodal In progress
- How to vet a surrogacy agency's finances before you send a dollar In progress
LGBTQ+ and single parents
12 guides- How does gay surrogacy work for LGBTQ+ intended parents? In progress
- How does surrogacy work for two dads, step by step? In progress
- Whose sperm is used in surrogacy for gay couples? In progress
- Pre-birth order or second-parent adoption: how do both dads become legal parents? In progress
- How does surrogacy work for a single man? In progress
- How does surrogacy work for a single woman? In progress
- Reciprocal IVF or surrogacy: which is right for a lesbian couple? In progress
- How does surrogacy work for transgender and non-binary parents? In progress
- How much does surrogacy cost for a gay couple? In progress
- How long does surrogacy take for a gay couple? In progress
- How do gay dads choose an egg donor? In progress
- Which fertility clinics and states are LGBTQ-friendly for surrogacy? In progress
International intended parents
17 guides- How does surrogacy in the USA work for international intended parents? In progress
- What does the August 2026 executive order mean for children born via surrogacy to foreign parents? In progress
- How does a baby born via surrogacy to foreign parents get US citizenship and a passport? In progress
- How do international parents leave the US with their surrogacy baby? In progress
- How does US surrogacy work for intended parents from China? In progress
- How does US surrogacy work for intended parents from France? In progress
- How does US surrogacy work for intended parents from Spain? In progress
- How does US surrogacy work for intended parents from the United Kingdom? In progress
- How does US surrogacy work for intended parents from Israel? In progress
- How does US surrogacy work for intended parents from Germany? In progress
- How does US surrogacy work for intended parents from Italy? In progress
- How does US surrogacy work for intended parents from Australia? In progress
- How does US surrogacy work for intended parents from Canada? In progress
- How does US surrogacy work for intended parents from Mexico? In progress
- How do international parents pay for US surrogacy, and how is the money protected? In progress
- When should international parents travel to the US for the birth, and how long do they stay? In progress
- What insurance does a surrogacy newborn need when the parents live abroad? In progress
Egg donation
12 guides- How does an egg donor program work for intended parents? In progress
- How do you choose an egg donor? In progress
- Fresh, frozen or egg bank: which donor egg option is right for you? In progress
- Known, anonymous or identity-release egg donor: what should you choose? In progress
- How are egg donors screened? In progress
- How much do egg donors get paid? In progress
- How do you become an egg donor in Illinois? In progress
- What are the requirements to become an egg donor? In progress
- What is the egg donor process, step by step? In progress
- What are the risks of egg donation, including OHSS? In progress
- Can an egg donor become a surrogate? Natalie's story In progress
- How does bundling an egg donor with surrogacy work, and what does it save? In progress
Medical and IVF knowledge
14 guides- How does IVF work in surrogacy? In progress
- What does embryo grading mean? In progress
- What is PGT-A, and should surrogacy embryos be tested? In progress
- What is the frozen embryo transfer protocol for a surrogate? In progress
- What are progesterone in oil injections, and how do surrogates manage them? In progress
- What is Lupron used for in IVF and surrogacy cycles? In progress
- What is a mock cycle, and why do surrogates do one before transfer? In progress
- What do beta hCG numbers mean after a surrogate's embryo transfer? In progress
- When are the early ultrasounds, and when is a surrogate released to her OB? In progress
- What are the gestational diabetes and anemia screenings in a surrogate pregnancy? In progress
- What happens if a surrogate needs a C-section, and what is recovery like? In progress
- What are a surrogate's options for lactation and milk donation after delivery? In progress
- What are the side effects of surrogacy medications? In progress
- What does a physician's medical summary of a surrogate candidate contain? In progress