Hard questions · Intended parents
Do I have to buy my surrogate health insurance?
The short answer
Only if her own policy excludes surrogate pregnancies. PLS reviews her policy during screening, before matching. If it excludes surrogacy, you purchase a surrogacy-friendly policy or an ACA plan during open enrollment; budget $5,000 to $40,000. The newborn needs coverage from birth under your own plan.
Written by Nancy Block, RN
Founder and Director. Fertility nurse, 17 years at Northwestern Memorial Hospital. Former President, SEEDS.
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